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Posted 07/19/2010 By Matt Stichnoth

ECONOMIST: LET'S JUST PRETEND THERE'S NO DOWNSIDE TO EXTENDING UNEMPLOYMENT INSURANCE

Alan Blinder says that one way to goose fiscal stimulus without adding to the deficit would be to let the Bush tax cuts expire, and then use the incremental revenues to extend unemployment benefits. People on unemployment almost surely will tend to spend a higher portion of the incremental dollars they’ll receive, he argues, than would the big earners who would have effectively gotten a tax cut. Fine. I buy that. But do critics have a point when they worry that extending unemployment benefits will simply incent the unemployed to put off a serious job search?

Economic research suggests they are right, though one shouldn't exaggerate the magnitudes. Furthermore, the work disincentives are only part of the story. Remember, we provide unemployment insurance for humanitarian reasons (to aid the afflicted) and to support the economy (by maintaining spending).

I’ll take that as a “yes.” I agree one shouldn't exaggerate the extent of the perverse incentive created by extending jobless benefits, but one might at least try to quantify it.  Also—and not to sound callous—what does “aiding the afflicted” have to do with deficit-neutral stimulus enhancement? For myself, I have a hard time seeing how paying people more money to not work will help meaningfully spur job growth. Alternative I'd like to see Blinder discuss at some point: temporarily cutting the payroll tax. The tax is regressive, so the new stimulus dollars will skew toward those with a higher propensity to spend rather than save them, and you don’t get the backwards incentives that extending jobless benefits creates. . . . .


3:02 PM  

Joshua Norman Posted On 7/21/2010 12:21:39 PM

I have to disagree with your criticism of unemployment benefits. Unemployment benefits aren't totally free for the people who receive them. First, unemployment benefits are taxable income, they used to be tax exempt many years ago but that has changed. Second You have to demonstrate that you are searching for work. I can't think of any state that does not have a minimum search requirement. One could propose reforming the search requirements if they find that the current search requirements are too low. Third It hasn't stopped people with advanced education and years of a specific & marketable position experience applying for junior level jobs, many times while they are still employed. I agree with you that the payroll reduction should be a cut, I think a permanent reduction would have a greater incentive for businesses to create jobs rather than a temporary cut. To solve unemployment in this country, I would enact the following policies in addition to cutting payroll taxes: 1. I would ceport all illegal immigrants. 2. I would strengthen our enforcement capabilities, such as e-Verify, building the wall with Mexico etc. 3. I would reduce the number of legal immigrants that are permitted to come here as well as increase the required skills & education necessary for being admitted to the U.S. 4. I would put tariffs on imported goods, with the highest tariffs on Indian & Chinese imports. 5. I would cut corporate & business taxes on income attributed to U.S. operations. I'm not wedded to these ideas but like the progressives I insist that those opposed are duty bound to offer a superior alternative, instead of the status quo.
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Joshua Norman Posted On 7/21/2010 12:21:39 PM

I have to disagree with your criticism of unemployment benefits. Unemployment benefits aren't totally free for the people who receive them. First, unemployment benefits are taxable income, they used to be tax exempt many years ago but that has changed. Second You have to demonstrate that you are searching for work. I can't think of any state that does not have a minimum search requirement. One could propose reforming the search requirements if they find that the current search requirements are too low. Third It hasn't stopped people with advanced education and years of a specific & marketable position experience applying for junior level jobs, many times while they are still employed. I agree with you that the payroll reduction should be a cut, I think a permanent reduction would have a greater incentive for businesses to create jobs rather than a temporary cut. To solve unemployment in this country, I would enact the following policies in addition to cutting payroll taxes: 1. I would ceport all illegal immigrants. 2. I would strengthen our enforcement capabilities, such as e-Verify, building the wall with Mexico etc. 3. I would reduce the number of legal immigrants that are permitted to come here as well as increase the required skills & education necessary for being admitted to the U.S. 4. I would put tariffs on imported goods, with the highest tariffs on Indian & Chinese imports. 5. I would cut corporate & business taxes on income attributed to U.S. operations. I'm not wedded to these ideas but like the progressives I insist that those opposed are duty bound to offer a superior alternative, instead of the status quo.
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